NABC Chapter 104 The Cunning Kajiwara Masazō [24 Chapters, Requesting Monthly Tickets]
Chapter 104 The Cunning Kajiwara Masazō [24 Chapters, Requesting Monthly Tickets]
Chapter 104 The Cunning Kajiwara Masazō [24th Update, Requesting Monthly Tickets]
But Kiryu Yaya is fine when he doesn't do deductions, but when he does, he really finds Kajiwara Masazō a bit tricky.
He looked at Kajiwara Shozo's current assets:
[Obvious Assets:]
1. Anonymous Swiss bank account (overseas): ¥330,000,000
"2. Sumitomo Trust·Money Trust: 1,200,000 yen]
"3. Postal savings: 600,000 yen]
「4.黄金现货·约36kg：63，000，000円]
5. Rokko Golf Membership: 8,200,000 yen
"6. Refund upon cancellation of lifetime insurance: 16,400,000 yen"
[Hidden Assets:]
"1. An investment apartment in Abeno Ward, Osaka (registered under my lover's name, but under my actual control): ¥158,000,000"
"2. Two apartments in Higashinada Ward, Kobe City (held in someone else's name): 82,000,000 yen"
3. A plot of land in Minoo City (held in a nominee's name): 143,000,000 yen.
4. Land in Tsukigaku Parking Lot, Higashi-Osaka City (owned by relatives, effectively controlled): 96,000,000 yen
Three hundred and thirty million yen.
This is no small sum, but it's located in Switzerland.
Given the current level of judicial cooperation in Japan, even if the National Tax Agency intervenes, obtaining account information would require a lengthy international judicial assistance process.
And it was an anonymous account.
Even if the bank knew that Yuan Zheng was hiding money in Switzerland, it couldn't directly prove that the account belonged to him.
Unless you get the passbook, this line is basically broken.
Then there are those properties held in nominee names.
They are not nominally anything belonging to Kajiwara Shozo.
Kiryu Yaya circled these items and tapped them lightly on the paper twice with his finger.
In court, for a bank to prove that these assets were "substantially controlled" by Kajiwara Masazo, it would need to provide evidence of fund flows, remittance records, the source of funds for the purchase of the property, and proof of the special relationship between Kajiwara Masazo and the actual holder.
These things are not unattainable.
But it will take time.
What they lack most right now is time.
Let's talk about the 36 kilograms of spot gold.
A little over 60 million yen.
Gold is unregistered, unnumbered, anonymous, and cannot be reported lost.
They could simply store the gold in any treasure vault, or even bury it in their own yard, leaving no trace whatsoever.
How do I check with the bank?
Even if the National Tax Agency comes, as long as Kajiwara Masazo denies everything, no one can prove that the pile of gold belongs to him. As for the golf membership...
Eight million yen.
This information can be checked; membership rights are usually registered.
The problem is that membership transfer procedures are simple and highly liquid.
If Kajiwara Masazo really got wind of it, he could transfer the membership to someone else with just one phone call. When the bank arrived with the seizure order, the other party would only say, "Sorry, I'm no longer a member."
Moreover, eight million yen is negligible compared to the eight hundred million yen shortfall.
As for the refund upon cancellation of the lifetime insurance policy.
More than 16 million.
If the nominal holder of an insurance policy is not Kajiwara Masazō himself, the bank cannot even find out.
Even if it is found, the cancellation procedure still requires the holder's signature.
If Kajiwara Masazo is determined not to cooperate, the bank will have no choice but to pursue legal action, which will be another long and arduous process.
Kiryu Yaya put down his pen, leaned back in his chair, and closed his eyes.
Kajiwara Masazo's asset list looks quite extensive, totaling nearly 900 million yen.
But if we really try to catch up, each part has its own difficulties.
We can't catch up with those overseas.
Those who hold shares under someone else's name will face legal action.
There is no evidence to support the claim that gold was involved.
Membership rights can be transferred at any time.
Insurance requires the cooperation of the policyholder.
The cash trust and postal savings are easy to check, but they add up to less than two million yen, which is a drop in the bucket for an eight hundred million yen hole.
In other words, of Kajiwara Masazo's seemingly vast hidden assets, only a handful could actually be legally recovered by the bank in a short period of time.
Kiryu Yaya sighed as he looked around at his colleagues in the finance department who were diligently researching information.
It seems that no matter how late they investigate tonight, it will all be in vain.
Kiryu Yaya turned his gaze back, his brows furrowing slightly.
So, what's the starting point for this case?
Where exactly is it?
Just then, looking at Kajiwara Masashi's debt panel, he suddenly had an idea:
[Liabilities:]
"1. Mitsubishi Bank's Higashi-Osaka Seiko Business Financing: 1,000,000,000 yen"
"2. Fuji Metal raw material procurement debt: 20,000,000 yen]
"————"
Fuji Metals and Higashi-Osaka Seiko are both located in Higashi-Osaka and are in an upstream-downstream relationship within the metal industry.
It's normal for the two companies to have some debt relationship.
This is why Kiryu Yaya didn't initially think of it this way.
But now, aside from this loose end, he can't find any other breakthrough.
So Kiryu Yaya raised his head and looked at the workstation next door.
Chihaya Yuri was still checking the data, her fingertips flying across the pages like a machine that never stops.
He hesitated for a moment before speaking, "Chihaya, could you please help me find President Kenichiro Nomura's contact information? A home phone number would be best."
Chihaya Yuri looked up at him, a hint of doubt in her eyes: "Why do you need his contact information?"
Kiryu Yaya carefully considered his words: "Mr. Nomura Kenichiro and Kajiwara Masazo are both business owners in the Higashi-Osaka metal industry. I think Mr. Nomura Kenichiro might know something about it."
Chihaya Yuri thought about it and realized it made sense, so she nodded and said, "Wait for me."
A few minutes later, she pushed a sticky note with a phone number on it over.
Kiryu Yaya picked up the receiver and dialed Nomura Kenichiro's home phone number.
After a few rings, the call was connected.
"Hey, this is Nomura."
"President Nomura, I am Mitsubishi Bank Osaka Branch, Kiryuya."
There was a moment of silence on the other end of the phone, followed by a slightly surprised voice.
"————Kiryu-san?"
"I'm sorry to disturb your rest."
"It's okay, it's okay. After the company went bankrupt, I'm much more relaxed now than before, and I'm even going to bed earlier."
Kenichiro Nomura's voice did indeed lack the suffocating exhaustion of the past, and it sounded much more relaxing.
Kiryu Yaya smiled and said, "I heard you've handled things quite well at the factory."
"yes."
Kenichiro Nomura chuckled softly, his laughter even carrying a hint of relief.
"After getting rid of that mess, even the air felt better."
"Thanks to Kiryu-san, it's a good thing we got rid of the business early, otherwise we don't know how much we would have lost now."
It turns out that the market has been even more dismal than before in the past month.
If Kenichiro Nomura had remained stubborn, he would have lost a lot of money by now and might be heavily in debt.
Kiryu Yaya followed up, asking, "That's good. How have you been feeling lately?"
"It's alright, at least I don't feel like I'm going to die the moment I open my eyes every day."
Kenichiro Nomura spoke very frankly, which actually revealed a hint of recovery.
"Anyway, thank you for your advice back then. I thought about it for a long time afterward and realized how foolish I had been."
The two exchanged pleasantries for a while on the phone.
Kenichiro Nomura expressed both gratitude and apology.
After a long pause, Kiryu Yaya finally got to the point and asked, "President Nomura, do you know Masashi Kajiwara?"
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