NABC Chapter 82 Mitsubishi Bank Information Session [2 Updates, Requesting Monthly Tickets]
Chapter 82 Mitsubishi Bank Information Session [2 Updates, Requesting Monthly Tickets]
Chapter 82 Mitsubishi Bank Briefing [Second Update, Requesting Monthly Tickets]
May 6th, 10:00 AM.
Mitsubishi Bank Osaka Branch, First VIP Meeting Room.
The long table was filled with people.
On the side by the window are people from Mitsubishi Bank.
Kouyuki Hiko was in the center, followed by the Matsumoto branch manager, the head of the financing department, Yamada Masakazu, Chihaya Yuri, Iwakura Tsuyoshi, and others.
On the other side is the Miyazawa Group.
Keiko Miyazawa sat at the front, her hands resting quietly on her knees.
She was wearing a dark gray suit today, her hair was up, and she looked much calmer than she had a few days ago.
If you don't look closely, you can hardly tell that she didn't sleep much last night.
Sitting next to her was Miyazawa Hara.
Following them were Yutaro Kamiya, Matsubara, Inoue and other directors, as well as several inspectors and financial officers.
Kiryu Yaya sat at the side table, opened his notebook, unscrewed his pen, and quietly took notes.
As a recorder, he has no right to speak today.
The atmosphere in the meeting room was somewhat oppressive.
Everyone knew that this meeting would determine the fate of the Miyazawa Group.
Kouyu Tianyan didn't rush into the main topic. He grinned and greeted the board members of the Miyazawa Group with a smile: "Director Kamiya, it's been a long time. You still look as energetic as ever."
"Director Matsubara hasn't changed much."
"Mr. Inoue has lost some weight compared to a few years ago."
His tone was gentle, even carrying a touch of the warmth one would feel at a banquet in the old Osaka business world.
If someone were unaware of the situation, they would probably think it was just a regular financial briefing.
But Kiryu Yaya knew that every polite word spoken in this conference room today was a scabbard.
The knife hadn't been drawn yet.
Kouyuda put down his teacup and sighed softly.
"When I was at the Osaka branch, I had a lot of dealings with former Chairman Miyazawa."
Upon hearing this, the expressions of several directors from the Miyazawa Group subtly shifted.
Chairman Miyazawa was the true leader of the previous generation.
While he was alive, the Miyazawa Group maintained a respectable position in the Kansai financial world, its relationship with Mitsubishi Bank, and even the credit of its entire financial chain.
Kouyu continued, "Back then, hotel projects along Midosuji were popping up one after another: golf courses, tourism developments, membership programs, resort complexes—everything was going up in price."
"Everyone believes that the times will not turn back, land prices will only continue to rise, and as long as the project is started, the money will naturally follow."
He paused slightly at this point.
"To be honest, I really thought at the time that the Miyazawa Group would become a resounding name in the Kansai region."
2
Yutaro Kamiya nodded slightly, a rare hint of emotion appearing on his face.
Matsubara and Inoue remained silent, not interrupting.
Memories are the most powerful thing to soften a person's heart.
But that's precisely why the damage is greater when the knife falls.
Gu Yutian raised his eyes, and the nostalgic gentleness on his face slowly faded away.
"But now, the Miyazawa Group's attitude of not giving up until it drags Mitsubishi Bank down is truly saddening."
In a word.
The temperature in the conference room seemed to drop instantly.
Kiryu Yaya's pen paused slightly before continuing to fall.
coming.
Kouyu pushed the documents on the table forward.
"I'm sure everyone here already knows about the two accounts of Rokko Golf's development."
"I don't want to repeat myself word for word about concealing debts, breaking up internal advances, delaying the accrual of member return provisions, and recording the real funding gap in other accounts."
I'll only state the conclusion.
His fingers pressed on the document cover, his voice suddenly turned deep, and his expression became stern: "The Rokka project is dead."
No one responded in the meeting room.
The faces of the directors from the Miyazawa Group were visibly grim.
Especially Matsubara and Inoue.
Before the briefing, they had already heard rumors from Kamiya and knew that the problems in Rokko were probably worse than they had imagined.
Knowing something is one thing, but actually being told "he's dead" in front of everyone by someone from Mitsubishi Bank is still a completely different level of impact.
Kouyu continued, "What's even more serious is that it's dragging down Miyazawa Tourism Development and other companies in the group, causing them to die together."
"Miyazawa Tourism is the core entity of our bank's related 8 billion credit line."
"While explaining to Sumitomo Bank that Rokko could be extended, the Miyazawa Group also relied on Miyazawa Tourism to continuously inject funds into Rokko, keeping it afloat."
"Do you all think this is acceptable?"
This time, finally someone made a move.
Miyazawa Hara's breathing was slowly tightening.
He knew very well that every word Gu Yutian said was correct.
Because Liu Jia has indeed reached a point where he cannot be saved.
But he must not give up Rokka so easily, at least not before he gains control of the Miyazawa Group.
Because if he gives up, the chain reaction caused by Rokuga will greatly reduce his influence within the group.
By then, it will be extremely difficult for him to control the Miyazawa Group.
Miyazawa opened his mouth, as if about to say something.
But everyone's gaze had already shifted away from his face.
At this point, what he wanted to say was no longer important.
The principal creditor bank has made a formal statement.
If the Rokko Golf development continues to drag Miyazawa Tourism down with it, Mitsubishi Bank will directly withdraw its related credit line of 8 billion yen.
"Former Executive Director."
It was Yutaro Kamiya who spoke first.
The old director, who had always sat at the head of the board of directors of the Miyazawa Group with an expressionless face, finally turned his head slowly and looked at Miyazawa Hara.
"Former Executive Director, I want to hear you explain yourself clearly: did you know about the secret ledger in Rokkaku?"
Miyazawa Hara's Adam's apple bobbed up and down.
He didn't answer immediately, but instead picked up the teacup in front of him and took a sip.
The tea had gone cold, and the astringent taste lingered on his tongue, mirroring his current mood.
"Director Kamiya."
Miyazawa Hara put down his teacup, his voice still carrying the composure cultivated over many years.
"I only recently learned the details of the accounting issues surrounding the Rokko Golf development."
"From a business management perspective, the lack of rigor in some accounting procedures during the project's progress was indeed my dereliction of duty."
He lowered his head slightly, as if admitting his mistake, but every word he uttered subtly avoided the core issue.
"Just not rigorous enough?"
Kouyu Tianyan chuckled softly, but there was no warmth in his laughter.
The air in the conference room seemed to have been sucked away.
Yutaro Kamiya's face finally darkened completely.
He has lived most of his life and has experienced war, bubbles, bankruptcy, and restructuring. He has seen all kinds of things.
This time, however, he was truly enraged.
But the anger wasn't because Rokuga lost money; it's normal for businesses to make and lose money.
What angered him was that Miyazawa Hara dared to keep it a secret from the board of directors and push the entire group into a fire pit.
"Original."
Kamiya's voice was low and restrained, but those who knew him well knew that this was precisely when he was at his angrier.
"Is there anything else you want to say?"